Sharda Solutions — Privacy Policy, Terms & Refund Policy

Effective date: April 15, 2019 — Last updated: September 9, 2025

1. Privacy Policy

Sharda Solutions ("us", "we", or "our") operates the website www.skooliya.com and related mobile applications.

We don't collect any personal data.

2. Payment Gateway Privacy Policy

All payments are processed securely through authorized third-party payment gateways. We do not store or have access to your complete payment details such as card numbers, CVV, or banking credentials.

By making a payment, you agree to provide accurate and complete payment details. You are also encouraged to review the privacy policy of the respective payment gateway at the time of transaction for additional information.

3. Terms & Conditions

Service Usage

You agree to use our Services for lawful purposes only. Unauthorized access, reverse engineering, or misuse is prohibited.

Payments

All payments are processed securely through the payment gateway. You agree to provide accurate and complete payment details when making a transaction.

Liability

Sharda Solutions is not liable for indirect, incidental, or consequential damages arising from use of our Services. Our responsibility is limited to the extent of fees paid for the Service.

Intellectual Property

All trademarks, logos, and content on our website and apps are the intellectual property of Sharda Solutions and may not be used without permission.

4. No Refund Policy

All payments made to Skooliya are final and strictly non-refundable. Once a payment is processed, under no circumstances will any refund, reversal, or cancellation be provided. Please ensure accuracy before completing your payment.

5. Contact Us

If you have any questions about this Privacy Policy, Terms & Conditions, or Refund Policy, contact us: